A Term Deposit on your terms
- When the term is over, you can withdraw or continue.
- You decide the amount and the period of the deposit.
- You see immediately the estimated interest you'll earn.
- You can select automatic renewal on the Term Deposit in the app.




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- No key information is available or required by law for term deposits.
- Before opening an account, carefully read the deposit guarantee information sheet available below.
Documents
Type of product
The funds transferred on a term deposit are blocked during the term.
The Term Deposit cannot be early terminated and the Bank will not reimburse that capital invested on a Term Deposit before the end of the applicable duration unless otherwise agreed with the Bank. If, however, the Bank accepts the early termination of a Term Deposit, any revenues which have not already been distributed will not be distributed and will be retained by the Bank as compensation.
Minimum and maximum limits
Minimum amount to open term deposit is €500. You can open as many deposits as you want.
Tax regime
Interests are subject to a withholding tax of 30%.
Protection of savings
The account is subject to Belgian law. Your deposits are protected up to €100 000 per person. In case of bankruptcy or risk of bankruptcy of the financial institution, the saver runs the risk of not recovering his/her savings or may be subject to a diminution / conversion in shares (Bail-in) of the amount of the claims he/she holds against the financial institution in excess of €100 000, I.e. the amount falling within the scope of the deposit guarantee scheme.
Complaints
You can send your complaints to us using our chat or write an email to complaint@aion.be.
If you are not satisfied, contact bank mediation service at www.ombfin.be.